Find a Gift Plan That's Right for You

Planned gifts, including bequests from your will or estate, are options available to all and may benefit you, your family, and Avail—today, in the future, or both. You can take advantage of gifts that offer tax savings now, or gifts that are beneficial to your family upon your passing.

As you explore the giving options below, know that we are here to assist you with any questions you may have.

Our Simple Gifts from Your Estate

Straightforward options that don't affect your finances during your lifetime.

  • A charitable bequest is a gift made through your will or revocable trust. It allows you to designate a portion of your estate—such as the remainder after other distributions are completed, a specific dollar amount, or a percentage—to Avail.

    Bequests are simple to arrange, can be changed at any time, and may offer tax advantages for your estate and heirs. They also provide an opportunity to support Avail’s work without affecting your finances during your lifetime.

  • A beneficiary designation gift is an easy way to support Avail by naming us as a beneficiary of a retirement account, life insurance policy, or other financial asset. This type of gift does not require adjustments to your will and can typically be arranged by completing a simple change-of-beneficiary form from your account provider.

    These gifts may reduce potential taxes for your heirs and allow you to retain full control of your assets during your lifetime.

  • You can support Avail by naming us as a beneficiary of your life insurance policy—an option that allows you to make a future gift without using current assets.

    Another approach is to make Avail the irrevocable owner and beneficiary of an existing policy that has cash value and is no longer needed. In many cases, this type of gift may qualify for a charitable income tax deduction based on the policy’s current value.

 Tax-Wise Giving Options

Strategies that may offer tax benefits during your lifetime.

  • These gifts are a tax-wise way to support Avail. When you give securities, owned for more than a year, that have increased in value, you may be eligible to claim a charitable deduction for the full fair market value—and avoid capital gains tax on the appreciation.

    Also, the appreciated securities can be transferred directly from your brokerage account to Avail’s account. We recommend consulting your financial advisor to confirm the benefits based on your individual situation.

  • If you are age 70½ or older, you can make a qualified charitable distribution (QCD) directly from your IRA to Avail. QCDs can count toward your required minimum distribution (RMD) and may reduce your taxable income, even if you don’t itemize deductions.

    You can contribute up to $108,000—and up to $216,000 per year for married couples—per year through QCDs, and the amount donated is excluded from your federal taxable income. To ensure proper processing, ask your IRA administrator to send the distribution directly to Avail.

  • A donor advised fund (DAF) is a convenient way to support Avail using funds you’ve already set aside for charitable giving. You can recommend a grant to us directly from your DAF at any time—either as a one-time gift or a recurring contribution. Many DAF providers allow you to name Avail as a beneficiary of any remaining balance, making it a simple way to continue your support beyond your lifetime. Contact your DAF sponsor or financial advisor to initiate a grant or to learn more about long-term giving options.

    You can initiate a DAF transfer to Avail here.

Gifts That Pay You Income

Options that provide income to you or your loved ones while supporting Avail long-term.

  • A charitable gift annuity allows you to make a contribution to Avail and, in return, receive fixed payments for life. Part of your gift may be eligible for an immediate charitable income tax deduction, and a portion of the annuity income may be tax-free.

    Charitable gift annuities can be a reliable income option for donors age 60 and older and may be funded with cash or appreciated assets. After your lifetime, the remaining value of the gift supports Avail’s mission.

  • Charitable remainder trusts are a type of planned gift that can provide income to you or other beneficiaries for a set term or for life, with the remaining assets going to Avail at the end of the trust term.

    These trusts may offer potential tax advantages, including income tax deductions or reduced estate and gift taxes. Because charitable trusts are more complex and require legal setup, we recommend working with an estate planning attorney or financial advisor to explore whether this option fits your goals.

  • Charitable lead trusts provide income to Avail for a set period, after which the remaining assets transfer to your designated beneficiaries.

    These trusts may offer potential tax advantages, including income tax deductions or reduced estate and gift taxes. Because charitable trusts are more complex and require legal setup, we recommend working with an estate planning attorney or financial advisor to explore whether this option fits your goals.

Note: If you’re interested in learning more about gifts that pay you income, you can contact us and we would love to connect you with a trusted third party to assist you in setting one up.

If you have any questions about ways we can partner with you to leave an impactful legacy, please email our Chief Development Officer, Hannah Mochizuki, at hannah.mochizuki@availnyc.org or fill out the form here.

The information provided on this website is not intended as legal, accounting, or other professional advice. For assistance in planning charitable gifts with tax and other financial implications, the services of appropriate advisors should be obtained. Consult an attorney for advice if your plans require revision of a will or other document.

Have you already designated Avail as a beneficiary of a planned gift? Notify us here!

We are so grateful that you are part of our community—you’re leaving a legacy that’s impacting generations.